With a successful real estate career spanning more than 50 years, as well as business ownership, management, and entrepreneurial projects, Tom has honed an acute sense of what is up and coming, not to mention what works. He sets himself apart from others with a formula for success that integrates his Christian values, ethical practices, meticulous customer service, strong negotiation skills and extensive knowledge regarding San Diego’s ever-evolving communities and neighborhoods. Having built/remodeled and lived in multiple oceanfront homes from San Diego to Maui, Tom offers a firsthand knowledge of coastal properties. Inland, Tom has owned, remodeled or built homes in Fairbanks Ranch, Crosby Estate at Rancho Santa Fe, Santaluz and the Rancho Santa Fe covenant. Tom is pleased to offer his Home Equity Leverage Program to seniors looking to transform and leverage the illiquid asset of home equity into immediate, beneficial and lifelong income. Tom is also a certified Seniors Real Estate Specialist, SRES®.